HOMEOWNERSHIP

Map of Southeast Baltimore

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Homebuyer Clubs

Are you dreaming of owning your own home in Baltimore City? Join Southeast CDC’s Homebuyer Club! The Homebuyer Club is a series of workshops aimed at training neighbors in all aspects of homebuying, from what to do before you start looking for a house to buy and understanding your mortgage payment to getting grants to … Continue reading Homebuyer Clubs

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Home Buying Counseling

Before you buy, meet our housing counselors. Learn how to navigate the home buying process, apply for a mortgage, access downpayment assistance programs, understand your credit, keep your home and more! Receive your homeownership counseling certificate, which qualifies you for Maryland State and Baltimore City down payment and closing cost assistance programs. To receive your … Continue reading Home Buying Counseling

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Home Buying Incentives

State and City incentive programs require housing counseling prior to signing a sales contract for your new home. Click here to sign up. For an up-to-date list of incentive programs in Baltimore City and the State of Maryland, click here to visit Live Baltimore’s incentive page. Baltimore City Employee Homeownership Program This program is designed … Continue reading Home Buying Incentives

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Frequently Asked Questions

Q: What is the benefit of Home Buyer Education and getting a certificate? A: Housing Counseling works. Research shows a strong correlation between housing counseling and mortgage performance. Delinquency rates for borrowers who have received counseling are 29% lower for first-time home buyers and 15% lower overall. Consumers who participate in housing counseling get individualized, objective advice … Continue reading Frequently Asked Questions

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